Love & Money – Part #1
They say most couples fight about Money & Sex. I’m not about to give out any sex advice just yet, but I have lots to share about money.
When my wife and I first got married we agreed that other than gas and groceries, we wouldn’t buy anything over a certain amount without consulting the other first. It forces you to discipline yourselves to work as a couple instead of making financial decisions alone.
It’s best to not buy the item if the other says no. If you disagree than you discuss it later and reassess. Our rule was that if the other said no, then the purchase would not be made. It’s not what most people want to hear, but it works if you’re willing to have integrity and work at it.
The act of saying no to yourself when you really want something is a real act of love. What’s more important the relationship or that trinket you just have to have?
Kill two birds with one stone. If you’re like me and you have some extra poundage to lose, go on a diet. In doing so, you will lose weight and save money at the same time. Last month my wife and I saved an extra $260 from our grocery budget on top of what we saved by budgeting less than we spent on groceries last year. Since I’ve been eating less I’ve been buying much less food.
My strategy for staying full longer has been to eat oatmeal in the morning for breakfast. At Costco you can buy about 1 to 2 months of instant oatmeal for around $12.00. That’s $6 for a whole month! I eat 1 cup of oatmeal in the morning mixed with 1tsp of honey and 1tsp of either natural almond butter or natural peanut butter.
The result is less pounds and more money! $260.00 saved! I’m not sure how many pounds I’ve lost yet, because I haven’t weighed in since Jan 1, but my pants and my wallet feel great!